Terms of Service

1. Introduction

Pelosi Tracker (the "Service") is operated by Vantara Labs Ltd, a company registered in England & Wales under company number 17133349, whose registered office is at Gibson House, Hurricane Court, Hurricane Close, Stafford, ST16 1GZ, United Kingdom ("we", "us", or "our").

By accessing or using the Service at pelositracker.app, you agree to be bound by these Terms of Service (the "Terms") and our Privacy Policy, which is incorporated into these Terms by reference. If you do not agree with any part of these Terms, you must not access or use the Service.

2. Definitions

• Service: The Pelosi Tracker application, website, and all content, services, and products available through pelositracker.app
• User, You: The individual accessing or using the Service, or the company or other legal entity on behalf of which such individual is accessing or using the Service
• Account: A unique account created for you to access the Service or parts of the Service
• Content: Information such as text, images, or other material that is made available through the Service, including Filing Data (see �4) and User Content (see �4.5)
• Subscription: A paid plan that gives you access to premium features of the Service
• Consumer: An individual acting wholly or mainly for purposes outside their trade, business, craft, or profession, as defined under the Consumer Rights Act 2015

3. Eligibility and Account Registration

You must be at least 18 years old to use the Service. By creating an account you confirm that you are 18 or older.

To access certain features you must register for an account. You agree to provide accurate, current, and complete information during registration, and to keep that information up to date. You are responsible for safeguarding your password and for all activity under your account. You must notify us without undue delay at [email protected] if you suspect unauthorised access to your account.

We reserve the right to refuse registration, suspend, or terminate accounts where the above requirements are not met.

4. Content and Data

The Service provides access to information about stock trades and portfolio movements disclosed by members of the United States Congress and other public officials. This information is compiled from publicly available sources, principally STOCK Act disclosures filed with the U.S. House of Representatives and U.S. Senate ("Filing Data").

4.1. Accuracy of Information

We take reasonable care to provide accurate and up-to-date information, but we cannot guarantee the completeness, reliability, or accuracy of any data presented through the Service. Filing Data is derived from third-party public records which may themselves be incomplete, delayed, or contain errors. You should verify any information before acting on it.

4.2. Not Financial or Investment Advice

The Service is provided for informational purposes only. Nothing on or available through the Service constitutes financial, investment, legal, or tax advice, a personal recommendation, or an invitation or inducement to buy, sell, or deal in any financial instrument.

We are not authorised or regulated by the Financial Conduct Authority (FCA) and we do not carry on any regulated activity within the meaning of the Financial Services and Markets Act 2000.

Past trading activity disclosed by any public official is not a reliable indicator of future results, and the views of any member of Congress are their own and not ours. You should consult a suitably qualified and regulated financial adviser before making any investment decision.

4.3. Data Usage Rights

We grant you a personal, non-transferable, non-exclusive, revocable licence to access and use the Content provided through the Service for your own personal, non-commercial purposes. Filing Data originates from public government records and remains in the public domain; our presentation, analytics, structure, and derived data, however, are our proprietary work and are protected by copyright and database rights.

4.4. Search Engine Access

We permit legitimate search engines (including but not limited to Google, Bing, Yahoo, and similar providers) to crawl and index our publicly available content in accordance with our robots.txt directives and industry-standard practice.

4.5. User Content and Licence Grant

You retain all rights in any content you upload to, create within, or otherwise make available through the Service (such as watchlists, notes, portfolio configurations, and notification preferences � "User Content"). You grant us a worldwide, non-exclusive, royalty-free licence to host, store, reproduce, and display your User Content solely for the purpose of operating, securing, backing up, and improving the Service. This licence ends when you delete the User Content or terminate your account, except where retention is required for legal or legitimate-interest reasons set out in our Privacy Policy.

You are solely responsible for your User Content and warrant that it does not infringe any third-party rights or applicable law.

5. Subscriptions, Billing, and Cancellation

Some features of the Service are available only under a paid Subscription.

5.1. Plans and Pricing

Current plans, prices, and the features included in each plan are displayed on the pricing page. Prices are shown in the currency indicated at checkout and are inclusive of VAT where applicable.

5.2. Billing and Auto-Renewal

When you start a Subscription, you authorise us (via our payment processor, Stripe) to charge your payment method on each billing cycle (monthly or annual, as selected). Subscriptions automatically renew at the end of each billing period at the then-current price unless you cancel before the renewal date.

5.3. Cancellation

You may cancel your Subscription at any time from your account settings. Cancellation takes effect at the end of the current billing period, and you will retain access to paid features until that date. Subscription fees already paid are non-refundable and we do not pro-rate refunds for cancellations mid-period, except (a) as required by law, (b) as set out in �5.4, or (c) at our sole discretion under �5.7.

5.4. Cooling-Off Period (Consumers in the UK/EEA)

If you are a Consumer in the United Kingdom or the European Economic Area, you have a statutory right to cancel your Subscription within 14 days of entering into it (the "cooling-off period") under the Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013.

How this applies to standard Subscriptions. New Subscriptions ordinarily start with a 7-day free trial during which no payment is taken. You can cancel at any point during the trial from your account settings and you will owe nothing. If you do not cancel before the trial ends, your first payment is collected on day 8 and your Subscription continues on the billing cycle you selected.

If, after the trial has ended and your first payment has been taken, you cancel within the remainder of the 14-day cooling-off period, you are entitled to a refund for the part of the paid Service that has not yet been provided to you. To exercise this right, cancel your Subscription from your account settings and contact [email protected] with your cancellation request.

Promotional Subscriptions without a trial. Some promotional offers waive the free trial and begin billing immediately. In those cases the 14-day cooling-off period runs from the date of the first charge, and the pro-rata refund right described above applies in the same way.

5.5. Price Changes

We may change Subscription prices from time to time. We will give you at least 30 days' notice of any price increase by email. The new price will apply at your next renewal after the notice period. If you do not agree to the new price, you can cancel your Subscription before it takes effect.

5.6. Failed Payments

If a payment fails, we may retry the charge for up to 14 days. If we are unable to collect payment, we may suspend or downgrade your access to paid features until the outstanding amount is paid. Continued non-payment may result in termination of your account under �11.

5.7. Discretionary Refunds

Outside any statutory right you may have under �5.4, Subscription payments are non-refundable. We may, at our sole discretion and on a case-by-case basis, agree to refund a recent Subscription payment where we consider it appropriate. Any such refund is granted as a matter of commercial goodwill only and does not create a right, precedent, or contractual obligation in respect of any future request. To make a request, contact [email protected].

6. Prohibited Activities

You agree not to:

• Use the Service in any manner that could damage, disable, overburden, or impair the Service
• Use any robot, spider, or other automated device for commercial scraping, spam, or malicious purposes (excluding legitimate search engine crawlers acting in accordance with robots.txt)
• Attempt to gain unauthorised access to any portion of the Service, to any other user's account, or to any computer system or network connected to the Service
• Reverse engineer, decompile, or attempt to extract the source code of the Service, except to the extent such restriction is expressly prohibited by applicable law
• Use the Service to violate any local, state, national, or international law, or to transmit any content that is unlawful, abusive, defamatory, obscene, or otherwise objectionable
• Resell, sublicense, or commercially exploit the Service or Content without our prior written consent

7. Third-Party Integrations

The Service may offer optional integrations with third-party platforms, including Discord (for account linking and notifications). If you choose to enable a third-party integration, your use of that integration is also subject to the third party's own terms and privacy policy. We are not responsible for the acts or omissions of third-party providers. You can disconnect an integration at any time from your account settings.

8. Intellectual Property

The Service and its original content (excluding User Content and public-domain Filing Data), features, and functionality are and will remain the exclusive property of Vantara Labs Ltd and its licensors. The Service is protected by copyright, database rights, trademark, and other laws of the United Kingdom and other jurisdictions. Nothing in these Terms grants you any right, title, or interest in or to any of our trademarks, service marks, or logos.

9. Disclaimer of Warranties

Except as expressly set out in these Terms and to the fullest extent permitted by law, the Service is provided on an "as is" and "as available" basis. We make no representations or warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, reliability, or non-infringement.

Consumer rights carve-out. Nothing in these Terms excludes or limits:

(a) our liability for death or personal injury caused by our negligence; (b) our liability for fraud or fraudulent misrepresentation; (c) any statutory rights you have as a Consumer under the Consumer Rights Act 2015 (including rights relating to digital content that is of satisfactory quality, fit for purpose, and as described); (d) any liability that cannot be excluded or limited under applicable law.

If you are a Consumer, these Terms do not affect your statutory rights, and the exclusions above apply only to the extent permitted by law.

10. Limitation of Liability

Subject to �9 (Consumer rights carve-out), and to the fullest extent permitted by law:

• We shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation loss of profits, revenue, data, use, goodwill, or other intangible losses, arising from or relating to your access to or use of, or inability to access or use, the Service.
• Our total aggregate liability arising out of or relating to these Terms or the Service, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, shall not exceed the greater of (a) the total amount you paid us in the 12 months immediately preceding the event giving rise to the liability, or (b) �100.

11. Termination

Termination by you. You may terminate your account at any time by cancelling any active Subscription (see �5.3) and then requesting account deletion via account settings or by emailing [email protected]. Account deletion is processed in accordance with our Privacy Policy.

Termination by us. We may suspend or terminate your account and bar access to the Service immediately, with or without notice, if you materially breach these Terms, engage in any Prohibited Activity under �6, or where required by law. For non-material issues we will, where reasonable, give you notice and an opportunity to cure.

On termination, your right to use the Service ceases immediately. Provisions of these Terms that by their nature should survive termination (including �4.5 (User Content licence), �8 (Intellectual Property), �9 (Disclaimer), �10 (Limitation of Liability), �13 (General), �14 (Governing Law), and �15 (Contact Us)) will survive.

12. Changes to Terms

We may modify these Terms from time to time. For material changes we will give you at least 30 days' notice by email or in-app notification before the changes take effect. Continued use of the Service after the effective date of any changes constitutes acceptance of the revised Terms. If you do not agree to the revised Terms, you must stop using the Service and may cancel your Subscription.

13. General

• Severability. If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions will remain in full force and effect.
• No Waiver. Our failure to enforce any right or provision of these Terms is not a waiver of that right or provision.
• Entire Agreement. These Terms, together with the Privacy Policy and any terms presented at checkout for a specific Subscription, constitute the entire agreement between you and us regarding the Service and supersede any prior agreements.
• Assignment. You may not assign or transfer these Terms without our prior written consent. We may assign these Terms in connection with a merger, acquisition, or sale of all or substantially all of our assets, provided your rights are not materially diminished.
• Force Majeure. We are not liable for any failure or delay in performance caused by events beyond our reasonable control, including acts of God, acts of war or terrorism, civil unrest, government action, natural disasters, power or network outages, or third-party service failures.
• No Agency. Nothing in these Terms creates any partnership, agency, joint venture, or employment relationship between you and us.

14. Governing Law and Jurisdiction

These Terms, and any dispute or claim arising out of or in connection with them or their subject matter (including non-contractual disputes or claims), are governed by and construed in accordance with the laws of England and Wales.

You and we agree that the courts of England and Wales will have exclusive jurisdiction to settle any such dispute or claim, except that if you are a Consumer resident outside England and Wales, you may also bring proceedings in the courts of the country of your residence, and nothing in these Terms affects any mandatory rights you have under the law of your country of residence.

15. Contact Us

If you have any questions about these Terms, please contact us:

• By email (general): [email protected]
• By email (privacy): [email protected]
• By post: Vantara Labs Ltd, Gibson House, Hurricane Court, Hurricane Close, Stafford, ST16 1GZ, United Kingdom