S.J.Res. 28

119th Congress

Enacted

A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications".

Sponsored byRepublican:Sen. Ricketts, Pete [R-NE]NE· Introduced 27 février 2025
Open on Congress.gov

5

Cosponsors

31

Actions

0

Amendments

1

Committees

—

Since introduced

Introduced
Committee
Passed Chamber
Passed Both
Enacted
Step 4 of 0
Latest action

Became Public Law No: 119-11.

9 mai 2025·1 year ago

Summary

Public Law · Updated 26 août 2025

This joint resolution nullifies the final rule issued by the Consumer Financial Protection Bureau (CFPB) titled Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications and published on December 10, 2024. The rule defines larger participants in the general-use digital consumer payment application market (i.e., payment apps) that are subject to CFPB supervisory authority. The rule defines larger participants in this market as nonbanks (1) with an annual volume of at least 50 million transactions, and (2) that are not small business concerns.

Timeline

31 actions

  1. Became Public Law No: 119-11.

    9 mai 2025 · BecameLaw

  2. Signed by President.

    9 mai 2025 · BecameLaw

  3. Signed by President.

    9 mai 2025 · President

  4. Became Public Law No: 119-11.

    9 mai 2025 · President

  5. Presented to President.

    5 mai 2025 · President

  6. Presented to President.

    5 mai 2025 · Floor

  7. Passed/agreed to in House: On passage Passed by the Yeas and Nays: 219 - 211 (Roll no. 95). (text: CR H1514: 2)

    9 avril 2025 · Floor

  8. POSTPONED PROCEEDINGS - At the conclusion of debate on S.J. Res. 28, the Chair put the question on passage of the joint resolution and by voice vote, announced that the ayes had prevailed. Mr. Hill (AR) demanded the yeas and nays and the Chair postponed further proceedings until a time to be announced.

    9 avril 2025 · Floor

  9. Considered under the provisions of rule H. Res. 294. (consideration: CR H1514-1519)

    9 avril 2025 · Floor

  10. DEBATE - The House proceeded with one hour of debate on S.J. Res. 28.

    9 avril 2025 · Floor

  11. On passage Passed by the Yeas and Nays: 219 - 211 (Roll no. 95). (text: CR H1514)

    9 avril 2025 · Floor

  12. Rule provides for consideration of S.J. Res. 18, S.J. Res. 28, H.R. 1526 and H.R. 22. The resolution provides for consideration of H.R. 22, H.R. 1526, S.J. Res. 18, and S.J. Res. 28 under a closed rule. The resolution provides for one hour of debate on each measure and one motion to recommit on H.R. 22 and H.R. 1526, and one motion to commit on S.J. Res. 18 and S.J. Res. 28.

    9 avril 2025 · Floor

  13. Considered as unfinished business. (consideration: CR H1532-1533)

    9 avril 2025 · Floor

  14. Motion to reconsider laid on the table Agreed to without objection.

    9 avril 2025 · Floor

  15. The previous question was ordered pursuant to the rule.

    9 avril 2025 · Floor

  16. Rules Committee Resolution H. Res. 294 Reported to House. Rule provides for consideration of S.J. Res. 18, S.J. Res. 28, H.R. 1526 and H.R. 22. The resolution provides for consideration of H.R. 22, H.R. 1526, S.J. Res. 18, and S.J. Res. 28 under a closed rule. The resolution provides for one hour of debate on each measure and one motion to recommit on H.R. 22 and H.R. 1526, and one motion to commit on S.J. Res. 18 and S.J. Res. 28.

    7 avril 2025 · Floor

  17. Rule H. Res. 282 failed passage of House.

    1 avril 2025 · Floor

  18. Rules Committee Resolution H. Res. 282 Reported to House. Rule provides for consideration of H.R. 22, H.R. 1526, S.J. Res. 18 and S.J. Res. 28. The resolution provides for consideration of H.R. 22, H.R. 1526, S.J. Res. 18, and S.J. Res. 28 under a closed rule. The resolution provides for one hour of debate on each measure and one motion to recommit on H.R. 22 and H.R. 1526, and one motion to commit on S.J. Res. 18 and S.J. Res. 28. The resolution also provides that H. Res. 23 and H. Res. 164 are laid on the table.

    1 avril 2025 · Floor

  19. Received in the House

    10 mars 2025 · Floor

  20. Held at the Desk

    10 mars 2025 · Floor

11 earlier actionsView all on Congress.gov

Sponsorship

5 cosponsors

Sponsor

Republican:Sen. Ricketts, Pete [R-NE]NE

Cosponsors

  • Republican5100%

Classification

Policy area

Finance and Financial Sector

Legislative subjects

Administrative law and regulatory proceduresCongressional oversightConsumer Financial Protection BureauConsumer affairsInternet, web applications, social media

Committees

1

  • Banking, Housing, and Urban Affairs Committee

    Senate · Standing

    • Referred To27 Feb 2025
    • Discharged From4 Mar 2025

Cosponsor momentum

Cumulative over time

Cosponsors grew from 1 on 27 février 2025 to 5 on 4 mars 2025.

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