HELPER Act of 2025

Sponsored bySen. Moody, Ashley [R-FL]FL· Introduced 12 mars 2025

Open on Congress.gov

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Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

12 mars 2025·1 year ago

Summary

Introduced in Senate · Updated 17 avril 2026

Homes for Every Local Protector, Educator, and Responder Act of 2025 or the HELPER Act of 2025

This bill establishes a program administered by the Department of Housing and Urban Development to provide mortgage assistance to law enforcement officers, elementary and secondary school teachers, firefighters, or other first responders. Specifically, these individuals may be eligible for a first-time mortgage on a primary family residence with no down payment. Instead, the mortgage is subject to a one-time, up-front mortgage insurance premium.

Timeline

2 actions

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
12 mars 2025 · IntroReferral
Introduced in Senate
12 mars 2025 · IntroReferral

Sponsorship

25 cosponsors

Sponsor

Sen. Moody, Ashley [R-FL]FL

Cosponsors

Democrat1768%
Republican832%

Democrat:Sen. Merkley, Jeff [D-OR]OR
Democrat:Sen. Durbin, Richard J. [D-IL]IL
Democrat:Sen. Hassan, Margaret Wood [D-NH]NH
Republican:Sen. Lankford, James [R-OK]OK
Republican:Sen. Scott, Rick [R-FL]FL
Democrat:Sen. Schiff, Adam B. [D-CA]CA
Democrat:Sen. Luján, Ben Ray [D-NM]NM
Republican:Sen. Boozman, John [R-AR]AR
Republican:Sen. Justice, James C. [R-WV]WV
Republican:Sen. Sullivan, Dan [R-AK]AK
Democrat:Sen. Slotkin, Elissa [D-MI]MI
Democrat:Sen. Fetterman, John [D-PA]PA
Democrat:Sen. Baldwin, Tammy [D-WI]WI
Democrat:Sen. Kelly, Mark [D-AZ]AZ
Republican:Sen. Risch, James E. [R-ID]ID
Democrat:Sen. Booker, Cory A. [D-NJ]NJ
Republican:Sen. Murkowski, Lisa [R-AK]AK
Democrat:Sen. Blumenthal, Richard [D-CT]CT
Democrat:Sen. Hickenlooper, John W. [D-CO]CO
Democrat:Sen. Shaheen, Jeanne [D-NH]NH
Democrat:Sen. Cortez Masto, Catherine [D-NV]NV
Democrat:Sen. Gallego, Ruben [D-AZ]AZ
Democrat:Sen. Warnock, Raphael G. [D-GA]GA
Republican:Sen. Cassidy, Bill [R-LA]LA
Democrat:Sen. Ossoff, Jon [D-GA]GA

Classification

Policy area

Finance and Financial Sector

Committees

Banking, Housing, and Urban Affairs Committee
Senate · Standing
- Referred To12 Mar 2025
- Referred To12 Mar 2025

Cosponsor momentum

Cumulative over time

Track HELPER Act of 2025 as it moves through Congress