H.R. 423

119th Congress

In Committee

Private Student Loan Bankruptcy Fairness Act of 2025

Sponsored byDemocrat:Rep. Cohen, Steve [D-TN-9]TN· Introduced 15 January 2025
Open on Congress.gov

5

Cosponsors

3

Actions

0

Amendments

1

Committees

—

Since introduced

Introduced
Committee
Passed Chamber
Passed Both
Enacted
Step 1 of 0
Latest action

Referred to the House Committee on the Judiciary.

15 January 2025·1 year ago

Summary

Introduced in House · Updated 28 March 2025

Private Student Loan Bankruptcy Fairness Act of 2025

This bill modifies the treatment of certain student loans in bankruptcy.

Specifically, it allows private student loans to be discharged in bankruptcy regardless of whether a debtor demonstrates undue hardship. Under current law, student loans may be discharged in bankruptcy only if the loans impose an undue hardship on the debtor.

Timeline

3 actions

  1. Referred to the House Committee on the Judiciary.

    15 January 2025 · IntroReferral

  2. Introduced in House

    15 January 2025 · IntroReferral

  3. Introduced in House

    15 January 2025 · IntroReferral

Sponsorship

5 cosponsors

Sponsor

Democrat:Rep. Cohen, Steve [D-TN-9]TN

Cosponsors

  • Democrat5100%

Classification

Policy area

Finance and Financial Sector

Committees

1

  • Judiciary Committee

    House · Standing

    • Referred To15 Jan 2025

Cosponsor momentum

Cumulative over time

Cosponsors grew from 4 on 15 January 2025 to 5 on 1 May 2025.

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