Equal Opportunity for All Investors Act of 2025

Sponsored byRep. Flood, Mike [R-NE-1]NE· Introduced 13 May 2025

Open on Congress.gov

Cosponsors

Actions

Amendments

Committees

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Since introduced

Introduced

Committee

Passed Chamber

Passed Both

Enacted

Step 1 of 0

Latest action

Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

22 July 2025·1 year ago

Summary

Introduced in House · Updated 18 July 2025

Equal Opportunity for All Investors Act of 2025

This bill expands who may be considered an accredited investor for purposes of participating in private offerings of securities. (Certain unregistered securities may only be offered to accredited investors.)

Specifically, the bill allows an individual to qualify through an examination established by the Securities and Exchange Commission. The examination must

be designed with an appropriate difficulty level such that an individual with financial sophistication or training would be unlikely to fail,
include methods to determine competency and knowledge in certain areas such as the disclosure requirements of different securities, and
be administered by a registered national securities association and offered free of charge to the public.

Currently, accredited investors must satisfy certain requirements indicating their reduced exposure to financial risk, including those related to income, net worth, or knowledge and experience.

Timeline

15 actions

Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
22 July 2025 · IntroReferral
Mr. Hill (AR) moved to suspend the rules and pass the bill, as amended.
21 July 2025 · Floor
DEBATE - The House proceeded with forty minutes of debate on H.R. 3339.
21 July 2025 · Floor
Considered under suspension of the rules. (consideration: CR H3506-3508)
21 July 2025 · Floor
Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H3506)
21 July 2025 · Floor
On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H3506)
21 July 2025 · Floor
Motion to reconsider laid on the table Agreed to without objection.
21 July 2025 · Floor
Reported (Amended) by the Committee on Financial Services. H. Rept. 119-127.
3 June 2025 · Committee
Reported (Amended) by the Committee on Financial Services. H. Rept. 119-127.
3 June 2025 · Committee
Placed on the Union Calendar, Calendar No. 97.
3 June 2025 · Calendars
Committee Consideration and Mark-up Session Held
20 May 2025 · Committee
Ordered to be Reported (Amended) by the Yeas and Nays: 49 - 2.
20 May 2025 · Committee
Referred to the House Committee on Financial Services.
13 May 2025 · IntroReferral
Introduced in House
13 May 2025 · IntroReferral
Introduced in House
13 May 2025 · IntroReferral

Sponsorship

4 cosponsors

Sponsor

Rep. Flood, Mike [R-NE-1]NE

Cosponsors

Democrat375%
Republican125%

Democrat:Rep. Thanedar, Shri [D-MI-13]MI
Democrat:Rep. Fields, Cleo [D-LA-6]LA
Republican:Rep. Lawler, Michael [R-NY-17]NY
Democrat:Rep. McBride, Sarah [D-DE-At Large]DE

Classification

Policy area

Finance and Financial Sector

Legislative subjects

Banking and financial institutions regulationFinancial services and investmentsSecurities

Committees

Financial Services Committee
House · Standing
- Referred To13 May 2025
- Markup By20 May 2025
- Reported By3 Jun 2025
Banking, Housing, and Urban Affairs Committee
Senate · Standing
- Referred To22 Jul 2025

Reports

H. Rept. 119-127

Track Equal Opportunity for All Investors Act of 2025 as it moves through Congress