HELPER Act of 2025

Sponsored byRep. Rutherford, John H. [R-FL-5]FL· Introduced 14 March 2025

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146

Cosponsors

Actions

Amendments

Committees

—

Since introduced

Introduced

Committee

Passed Chamber

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Enacted

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Latest action

Referred to the House Committee on Financial Services.

14 March 2025·1 year ago

Summary

Introduced in House · Updated 15 January 2026

Homes for Every Local Protector, Educator, and Responder Act of 2025 or the HELPER Act of 2025

This bill establishes a program administered by the Department of Housing and Urban Development to provide mortgage assistance to law enforcement officers, elementary and secondary school teachers, firefighters, or other first responders. Specifically, these individuals may be eligible for a first-time mortgage on a primary family residence with no down payment. Instead, the mortgage is subject to a one-time, up-front mortgage insurance premium.

Timeline

3 actions

Referred to the House Committee on Financial Services.
14 March 2025 · IntroReferral
Introduced in House
14 March 2025 · IntroReferral
Introduced in House
14 March 2025 · IntroReferral

Sponsorship

146 cosponsors

Sponsor

Rep. Rutherford, John H. [R-FL-5]FL

Cosponsors

Democrat3468%
Republican1632%

Republican:Rep. Luna, Anna Paulina [R-FL-13]FL
Democrat:Rep. Landsman, Greg [D-OH-1]OH
Democrat:Rep. Carter, Troy A. [D-LA-2]LA
Democrat:Rep. Kennedy, Timothy M. [D-NY-26]NY
Republican:Rep. Carey, Mike [R-OH-15]OH
Democrat:Rep. Smith, Adam [D-WA-9]WA
Democrat:Rep. McClellan, Jennifer L. [D-VA-4]VA
Democrat:Rep. Lynch, Stephen F. [D-MA-8]MA
Democrat:Rep. Espaillat, Adriano [D-NY-13]NY
Republican:Rep. Miller, Max L. [R-OH-7]OH
Democrat:Rep. Grijalva, Adelita S. [D-AZ-7]AZ
Democrat:Rep. Whitesides, George [D-CA-27]CA
Republican:Rep. Calvert, Ken [R-CA-41]CA
Democrat:Rep. Larsen, Rick [D-WA-2]WA
Democrat:Rep. Lofgren, Zoe [D-CA-18]CA
Democrat:Rep. Thanedar, Shri [D-MI-13]MI
Democrat:Rep. Vargas, Juan [D-CA-52]CA
Democrat:Rep. Titus, Dina [D-NV-1]NV
Democrat:Rep. Gray, Adam [D-CA-13]CA
Democrat:Rep. Boyle, Brendan F. [D-PA-2]PA
Democrat:Rep. Meng, Grace [D-NY-6]NY
Democrat:Rep. Mfume, Kweisi [D-MD-7]MD
Democrat:Rep. Pou, Nellie [D-NJ-9]NJ
Democrat:Rep. Clarke, Yvette D. [D-NY-9]NY
Democrat:Rep. Sánchez, Linda T. [D-CA-38]CA
Democrat:Rep. Sherman, Brad [D-CA-32]CA
Republican:Rep. Rogers, Mike D. [R-AL-3]AL
Democrat:Rep. Mannion, John W. [D-NY-22]NY
Democrat:Rep. Khanna, Ro [D-CA-17]CA
Democrat:Rep. DeSaulnier, Mark [D-CA-10]CA
Republican:Rep. LaLota, Nick [R-NY-1]NY
Republican:Rep. Tenney, Claudia [R-NY-24]NY
Republican:Rep. Bresnahan, Robert P. [R-PA-8]PA
Democrat:Rep. Chu, Judy [D-CA-28]CA
Democrat:Rep. Elfreth, Sarah [D-MD-3]MD
Republican:Rep. Joyce, John [R-PA-13]PA
Republican:Rep. Lawler, Michael [R-NY-17]NY
Republican:Rep. Donalds, Byron [R-FL-19]FL
Republican:Rep. Lee, Laurel M. [R-FL-15]FL
Republican:Rep. Ellzey, Jake [R-TX-6]TX
Republican:Rep. Amodei, Mark E. [R-NV-2]NV
Republican:Rep. Franklin, Scott [R-FL-18]FL
Democrat:Rep. Dean, Madeleine [D-PA-4]PA
Democrat:Rep. Riley, Josh [D-NY-19]NY
Democrat:Rep. Vasquez, Gabe [D-NM-2]NM
Democrat:Rep. Sorensen, Eric [D-IL-17]IL
Republican:Rep. Messmer, Mark B. [R-IN-8]IN
Democrat:Rep. Gillen, Laura [D-NY-4]NY
Democrat:Rep. Fields, Cleo [D-LA-6]LA
Democrat:Rep. Garcia, Robert [D-CA-42]CA

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Classification

Policy area

Finance and Financial Sector

Committees

Financial Services Committee
House · Standing
- Referred To14 Mar 2025

Track HELPER Act of 2025 as it moves through Congress