H.R. 1803

119th Congress

In Committee

Fair Access to Co-ops for Veterans Act of 2025

Sponsored byDemocrat:Rep. Meng, Grace [D-NY-6]NY· Introduced 3 March 2025
Open on Congress.gov

4

Cosponsors

7

Actions

0

Amendments

0

Committees

—

Since introduced

Introduced
Committee
Passed Chamber
Passed Both
Enacted
Step 1 of 0
Latest action

Forwarded by Subcommittee to Full Committee by Voice Vote.

24 February 2026·4 months ago

Summary

Introduced in House · Updated 11 March 2026

Fair Access to Co-ops for Veterans Act of 2025

This bill revives and makes permanent the authority of the Department of Veterans Affairs (VA) home loan guarantee program to guarantee loans for a veteran’s purchase of stock or membership in a cooperative housing corporation (i.e., co-op) for the purpose of entitling the veteran to occupy a single family residential unit.

For purposes of the administration of such loans, the bill

  • establishes a fee rate of the usual fee plus 3.25% of the total amount of the loan,
  • treats such cooperative housing units as residential property for purposes of imposing restrictions and liabilities, and
  • guarantees up to 25% of the amount of the loan for loans exceeding $144,000. 

Additionally, the bill requires the VA to advertise the availability of loan guarantees for cooperative housing unit loans, including by issuing guidance and notifying eligible veterans.

Timeline

7 actions

  1. Subcommittee Consideration and Mark-up Session Held

    24 February 2026 · Committee

  2. Forwarded by Subcommittee to Full Committee by Voice Vote.

    24 February 2026 · Committee

  3. Subcommittee Hearings Held

    11 March 2025 · Committee

  4. Referred to the Subcommittee on Economic Opportunity.

    10 March 2025 · Committee

  5. Referred to the House Committee on Veterans' Affairs.

    3 March 2025 · IntroReferral

  6. Introduced in House

    3 March 2025 · IntroReferral

  7. Introduced in House

    3 March 2025 · IntroReferral

Sponsorship

4 cosponsors

Sponsor

Democrat:Rep. Meng, Grace [D-NY-6]NY

Cosponsors

  • Democrat250%
  • Republican250%

Classification

Policy area

Armed Forces and National Security

Legislative subjects

Administrative law and regulatory proceduresCooperative and condominium housingDepartment of Veterans AffairsGovernment lending and loan guaranteesMarketing and advertisingUser charges and feesVeterans' loans, housing, homeless programs

Cosponsor momentum

Cumulative over time

Cosponsors grew from 1 on 3 March 2025 to 4 on 24 February 2026.

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