H.R. 2978

119th Congress

Reported

GUARD Act

Sponsored byRepublican:Rep. Nunn, Zachary [R-IA-3]IA· Introduced 21 avril 2025
Open on Congress.gov

54

Cosponsors

17

Actions

0

Amendments

2

Committees

—

Since introduced

Step 1 of 0
Latest action

Received in the Senate. Read twice. Placed on Senate Legislative Calendar under General Orders. Calendar No. 627.

16 septembre 2026·5 days ago

Summary

Reported to House · Updated 21 juillet 2026

Guarding Unprotected Aging Retirees from Deception Act of 2026 or the GUARD Act of 2026

This bill allows state, local, and tribal law enforcement agencies and grantees that receive funds from certain law enforcement grant programs to use the funds to investigate general financial fraud, elder financial fraud, and pig butchering. Pig butchering refers to a confidence and investment fraud in which a victim is gradually lured into transferring increasing amounts of money, generally in the form of cryptocurrency, into a fake virtual investment. 

The bill allows federal law enforcement agencies to assist state, local, and tribal law enforcement agencies and fusion centers in the use of tracing tools for blockchain and related technology tools.

Finally, the bill requires the Financial Crimes Enforcement Network (FinCEN) to report on efforts to combat general financial fraud, elder financial fraud, pig butchering, and scams, including an evaluation of any legislative recommendations to improve the efforts. The bill also requires FinCEN to report on the state of general financial fraud, elder financial fraud, pig butchering, and scams in the United States, including trends in the crimes.

Timeline

17 actions

  1. Received in the Senate. Read twice. Placed on Senate Legislative Calendar under General Orders. Calendar No. 627.

    16 septembre 2026 · Calendars

  2. Considered as unfinished business.

    15 septembre 2026 · Floor

  3. Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by the Yeas and Nays: (2/3 required): 414 - 7 (Roll no. 301).

    15 septembre 2026 · Floor

  4. Considered as unfinished business. (consideration: CR H5822)

    15 septembre 2026 · Floor

  5. Motion to reconsider laid on the table Agreed to without objection.

    15 septembre 2026 · Floor

  6. On motion to suspend the rules and pass the bill, as amended Agreed to by the Yeas and Nays: (2/3 required): 414 - 7 (Roll no. 301). (text: CR H5602-5603)

    15 septembre 2026 · Floor

  7. DEBATE - The House proceeded with forty minutes of debate on H.R. 2978.

    14 septembre 2026 · Floor

  8. DEBATE - The House proceeded with forty minutes of debate on H.R. 2978.

    14 septembre 2026 · Floor

  9. At the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed.

    14 septembre 2026 · Floor

  10. At the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed.

    14 septembre 2026 · Floor

  11. Ms. De La Cruz moved to suspend the rules and pass the bill, as amended.

    14 septembre 2026 · Floor

  12. Considered under suspension of the rules.

    14 septembre 2026 · Floor

  13. Considered under suspension of the rules. (consideration: CR H5602-5605)

    14 septembre 2026 · Floor

  14. Ms. De La Cruz moved to suspend the rules and pass the bill, as amended.

    14 septembre 2026 · Floor

  15. Ms. De La Cruz moved to suspend the rules and pass the bill, as amended.

    14 septembre 2026 · Floor

  16. Reported (Amended) by the Committee on Financial Services. H. Rept. 119-709, Part I.

    24 juin 2026 · Committee

  17. Reported (Amended) by the Committee on Financial Services. H. Rept. 119-709, Part I.

    24 juin 2026 · Committee

  18. Reported (Amended) by the Committee on Financial Services. H. Rept. 119-709, Part I.

    24 juin 2026 · Committee

  19. Reported (Amended) by the Committee on Financial Services. H. Rept. 119-709, Part I.

    24 juin 2026 · Committee

  20. Reported (Amended) by the Committee on Financial Services. H. Rept. 119-709, Part I.

    24 juin 2026 · Committee

Sponsorship

54 cosponsors

Sponsor

Republican:Rep. Nunn, Zachary [R-IA-3]IA

Cosponsors

  • Democrat2346%
  • Republican2754%
View all on Congress.gov

Classification

Policy area

Crime and Law Enforcement

Legislative subjects

Advanced technology and technological innovationsCongressional oversightCrime victimsCriminal investigation, prosecution, interrogationEmployee hiringEmployment and training programsFraud offenses and financial crimesGovernment information and archivesIntergovernmental relationsLaw enforcement administration and funding

Committees

2

  • Financial Services Committee

    House · Standing

    • Referred To21 Apr 2025
    • Markup By13 May 2026
    • Reported By24 Jun 2026

  • Judiciary Committee

    House · Standing

    • Referred To21 Apr 2025

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