[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"current-user-roles":3,"user-subscription":3,"bill:119-sjres-128":4},null,{"bill":5,"indexable":231,"summaries":232,"cosponsors":238,"cosponsorSlugs":239,"actions":240,"amendments":284,"amendmentSponsorSlugs":285,"linkages":286,"sponsorSlug":287},{"sponsor":6,"cboCostEstimates":13,"originChamber":14,"congress":15,"isByRequest":16,"shortTitle":3,"title":17,"createdAt":18,"committeeReports":19,"cosponsorCount":20,"onBehalfOfSponsor":3,"adminOverride":3,"amendmentCount":20,"popularTitle":3,"laws":3,"billType":21,"introducedDate":22,"committees":23,"congressGovUrl":24,"constitutionalAuthority":3,"policyArea":25,"deletedAt":3,"billNumber":26,"cosponsorCountIncludingWithdrawn":20,"keyMilestoneCount":27,"statusDate":28,"actionCount":29,"status":30,"latestAction":31,"subjects":33,"updateDate":39,"officialTitle":3,"updatedAt":40,"policyAreaLower":41,"searchTokens":42,"committeeCodes":230},{"firstName":7,"lastName":8,"fullName":9,"state":10,"party":11,"bioguideId":12},"Catherine","Cortez Masto","Sen. Cortez Masto, Catherine [D-NV]","NV","D","C001113",[],"Senate",119,false,"A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to \"Consumer Financial Protection Circular 2024-03: Unlawful and Unenforceable Contract Terms and Conditions\".","2026-05-10T15:58:31.776Z",[],0,"sjres","2026-03-17",[],"https:\u002F\u002Fwww.congress.gov\u002Fbill\u002F119th-congress\u002Fsenate-joint-resolution\u002F128","Finance and Financial Sector",128,1,"2026-05-13",6,"introduced",{"date":28,"text":32},"Motion to proceed to consideration of measure rejected in Senate by Voice Vote. (consideration: CR S2270-2271)",[34,35,36,37,38],"Administrative law and regulatory procedures","Congressional oversight","Consumer Financial Protection Bureau","Consumer affairs","Contracts and agency","2026-05-27T14:28:13Z","2026-05-27T23:00:23.529Z","finance and financial sector",[43,44,45,46,47,48,49,50,51,52,53,54,55,56,57,58,59,60,61,62,63,64,65,66,67,68,69,70,71,72,73,74,75,76,77,78,79,80,81,82,83,84,85,86,87,88,89,90,91,92,93,94,95,96,97,98,99,100,101,102,103,104,105,106,107,108,109,110,111,112,113,114,115,116,117,118,119,120,121,122,123,124,125,126,127,128,129,130,131,132,133,134,135,136,137,138,139,140,141,142,143,144,145,146,147,148,149,150,151,152,153,154,155,156,157,158,159,160,161,162,163,164,165,166,167,168,169,170,171,172,173,174,175,176,177,178,179,180,181,182,183,184,185,186,187,188,189,190,191,192,193,194,195,196,197,198,199,200,201,202,203,204,205,206,207,208,209,210,211,212,213,214,215,216,217,218,219,220,221,222,223,224,225,226,227,228,229],"joint","jo","joi","join","resolution","re","res","reso","resol","resolu","resolut","resoluti","resolutio","providing","pr","pro","prov","provi","provid","providi","providin","for","congressional","co","con","cong","congr","congre","congres","congress","congressi","congressio","congression","congressiona","disapproval","di","dis","disa","disap","disapp","disappr","disappro","disapprov","disapprova","under","un","und","unde","chapter","ch","cha","chap","chapt","chapte","of","title","ti","tit","titl","united","uni","unit","unite","states","st","sta","stat","state","code","cod","the","rule","ru","rul","submitted","su","sub","subm","submi","submit","submitt","submitte","by","bureau","bu","bur","bure","burea","consumer","cons","consu","consum","consume","financial","fi","fin","fina","finan","financ","financi","financia","protection","prot","prote","protec","protect","protecti","protectio","relating","rel","rela","relat","relati","relatin","to","withdrawal","wi","wit","with","withd","withdr","withdra","withdraw","withdrawa","circular","ci","cir","circ","circu","circul","circula","2024","20","202","03","unlawful","unl","unla","unlaw","unlawf","unlawfu","and","unenforceable","une","unen","unenf","unenfo","unenfor","unenforc","unenforce","unenforcea","unenforceab","unenforceabl","contract","cont","contr","contra","contrac","terms","te","ter","term","conditions","cond","condi","condit","conditi","conditio","condition","sen","cortez","cor","cort","corte","masto","ma","mas","mast","catherine","ca","cat","cath","cathe","cather","catheri","catherin","nv",[],true,[233],{"versionCode":234,"actionDate":22,"actionDesc":235,"text":236,"updateDate":237},"00","Introduced in Senate","\u003Cp>This joint resolution reinstates the Consumer Financial Protection Bureau’s (CFPB’s) guidance on unlawful and unenforceable contract terms published in a June 2024 circular. The circular states that consumer financial service providers that include unlawful or unenforceable terms in contracts with consumers (such as a contract that contains an unlawful waiver of the consumer’s right to sue) may be in violation of the Consumer Financial Protection Act's ban on deceptive acts or practices.\u003C\u002Fp>\u003Cp>The CFPB withdrew this circular on May 12, 2025. This joint resolution disapproves of the rule that withdraws this circular.\u003C\u002Fp>","2026-04-22T15:15:55Z",[],{},[241,244,249,257,266,271,277,281],{"actionDate":28,"actionDateTime":3,"text":32,"type":242,"actionCode":3,"sourceSystem":243,"committees":3,"recordedVotes":3,"calendarNumber":3,"sequenceIndex":20,"isKeyMilestone":16},"Floor",{"name":14},{"actionDate":245,"actionDateTime":3,"text":246,"type":247,"actionCode":3,"sourceSystem":248,"committees":3,"recordedVotes":3,"calendarNumber":3,"sequenceIndex":20,"isKeyMilestone":16},"2026-04-27","Placed on Senate Legislative Calendar under General Orders. Calendar No. 384.","Calendars",{"name":14},{"actionDate":245,"actionDateTime":3,"text":250,"type":251,"actionCode":3,"sourceSystem":252,"committees":253,"recordedVotes":3,"calendarNumber":3,"sequenceIndex":27,"isKeyMilestone":16},"Senate Committee on Banking, Housing, and Urban Affairs discharged, by petition, pursuant to 5 U.S.C. 802(c).","Discharge",{"name":14},[254],{"name":255,"systemCode":256},"Banking, Housing, and Urban Affairs Committee","ssbk00",{"actionDate":245,"actionDateTime":3,"text":250,"type":258,"actionCode":259,"sourceSystem":260,"committees":263,"recordedVotes":3,"calendarNumber":3,"sequenceIndex":265,"isKeyMilestone":16},"Committee","14500",{"code":261,"name":262},9,"Library of Congress",[264],{"systemCode":256,"name":255},3,{"actionDate":245,"actionDateTime":3,"text":250,"type":258,"actionCode":259,"sourceSystem":267,"committees":268,"recordedVotes":3,"calendarNumber":3,"sequenceIndex":270,"isKeyMilestone":16},{"code":261,"name":262},[269],{"name":255,"systemCode":256},2,{"actionDate":22,"actionDateTime":3,"text":272,"type":273,"actionCode":3,"sourceSystem":274,"committees":275,"recordedVotes":3,"calendarNumber":3,"sequenceIndex":265,"isKeyMilestone":16},"Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.","IntroReferral",{"name":14},[276],{"name":255,"systemCode":256},{"actionDate":22,"actionDateTime":3,"text":235,"type":273,"actionCode":278,"sourceSystem":279,"committees":3,"recordedVotes":3,"calendarNumber":3,"sequenceIndex":280,"isKeyMilestone":231},"10000",{"code":261,"name":262},5,{"actionDate":22,"actionDateTime":3,"text":235,"type":273,"actionCode":278,"sourceSystem":282,"committees":3,"recordedVotes":3,"calendarNumber":3,"sequenceIndex":283,"isKeyMilestone":231},{"code":261,"name":262},4,[],{},[],"catherine-cortez-masto"]