[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"current-user-roles":3,"user-subscription":3,"bill:119-hr-6644":4},null,{"bill":5,"indexable":130,"summaries":131,"cosponsors":138,"cosponsorSlugs":273,"actions":304,"amendments":398,"amendmentSponsorSlugs":513,"linkages":514,"sponsorSlug":605},{"sponsor":6,"originChamber":15,"congress":16,"isByRequest":17,"title":18,"createdAt":19,"cosponsorCount":20,"onBehalfOfSponsor":3,"adminOverride":3,"popularTitle":3,"billType":21,"introducedDate":22,"congressGovUrl":23,"constitutionalAuthority":24,"policyArea":25,"deletedAt":3,"billNumber":26,"cosponsorCountIncludingWithdrawn":20,"subjects":27,"policyAreaLower":47,"committeeReports":48,"committees":52,"committeeCodes":80,"amendmentCount":81,"statusDate":82,"actionCount":83,"cboCostEstimates":84,"laws":90,"latestAction":93,"status":95,"keyMilestoneCount":96,"updateDate":97,"shortTitle":3,"officialTitle":3,"updatedAt":98,"searchTokens":99},{"firstName":7,"lastName":8,"district":9,"fullName":10,"middleName":11,"state":12,"party":13,"bioguideId":14},"J.","Hill","2","Rep. Hill, J. French [R-AR-2]","French","AR","R","H001072","House",119,false,"21st Century ROAD to Housing Act","2026-05-14T00:17:14.839Z",31,"hr","2025-12-11","https:\u002F\u002Fwww.congress.gov\u002Fbill\u002F119th-congress\u002Fhouse-bill\u002F6644","\u003Cpre>\n[Congressional Record Volume 171, Number 209 (Thursday, December 11, 2025)]\n[House]\nFrom the Congressional Record Online through the Government Publishing Office [\u003Ca href=\"https:\u002F\u002Fwww.gpo.gov\">www.gpo.gov\u003C\u002Fa>]\nBy Mr. HILL of Arkansas:\nH.R. 6644.\nCongress has the power to enact this legislation pursuant\nto the following:\nArticle I Section 8 of the Constitution\n[Page H5810]\n\u003C\u002Fpre>","Housing and Community Development",6644,[28,29,30,31,32,33,34,35,36,37,38,39,40,41,42,43,44,45,46],"Administrative law and regulatory procedures","Advisory bodies","Congressional oversight","Data collection, sharing, protection","Department of Housing and Urban Development","Disability assistance","Environmental assessment, monitoring, research","Government information and archives","Government studies and investigations","Housing and community development funding","Housing finance and home ownership","Housing industry and standards","Housing supply and affordability","Land use and conservation","Landlord and tenant","Licensing and registrations","Low- and moderate-income housing","Performance measurement","Public housing","housing and community development",[49],{"citation":50,"url":51},"H. Rept. 119-457","https:\u002F\u002Fwww.congress.gov\u002Fcongressional-report\u002F119th-congress\u002Fhouse-report\u002F457",[53,70],{"name":54,"systemCode":55,"chamber":15,"activities":56,"subcommittees":68,"type":69},"Financial Services Committee","hsba00",[57,60,63,65],{"name":58,"date":59},"Referred To","2025-12-11T16:10:35Z",{"name":61,"date":62},"Markup By","2025-12-16T20:15:59Z",{"name":61,"date":64},"2025-12-17T20:16:07Z",{"name":66,"date":67},"Reported By","2026-01-15T18:05:24Z",[],"Standing",{"name":71,"systemCode":72,"chamber":15,"activities":73,"subcommittees":79,"type":69},"Veterans' Affairs Committee","hsvr00",[74,76],{"name":58,"date":75},"2025-12-11T16:10:40Z",{"name":77,"date":78},"Discharged From","2026-01-15T18:05:44Z",[],[55,72],104,"2026-07-11",69,[85],{"description":86,"pubDate":87,"title":88,"url":89},"As enacted on July 11, 2026","2026-07-14T21:24:00Z","Estimated Budgetary Effects of H.R. 6644, the 21st Century ROAD to Housing Act","https:\u002F\u002Fwww.cbo.gov\u002Fpublication\u002F62570",{"number":91,"type":92},"119-101","Public Law",{"date":82,"text":94},"Became Public Law No: 119-101.","enacted",21,"2026-07-21T12:56:16Z","2026-07-21T13:32:34.020Z",[100,101,102,103,104,105,106,107,108,109,110,111,112,113,114,115,116,117,118,119,120,121,122,123,124,125,126,127,128,129],"21st","21","21s","century","ce","cen","cent","centu","centur","road","ro","roa","to","housing","ho","hou","hous","housi","housin","act","rep","hill","hi","hil","french","fr","fre","fren","frenc","ar",true,[132],{"versionCode":133,"actionDate":134,"actionDesc":135,"text":136,"updateDate":137},"07","2026-01-15","Reported to House","\u003Cp>\u003Cstrong>Housing for the 21st Century Act\u003Cbr\u002F>\u003Cbr\u002F>\u003C\u002Fstrong>This bill revises federal housing programs, including by expanding available financing for affordable housing and providing grants for planning and community development activities.\u003Cbr\u002F>\u003Cbr\u002F>For example, the bill increases the statutory maximum loan limits for mortgage insurance programs administered by the Federal Housing Administration for multifamily homes and requires the use of a more specific inflation index for such loans.\u003Cbr\u002F>\u003Cbr\u002F>The bill also increases the maximum eligible income for the Department of Housing and Urban Development's (HUD's) HOME Investment Partnerships Program (grants to states and localities to support housing for low-income households) and establishes a grant program to assist regional, state, and local entities with strategies to support affordable housing.\u003Cbr\u002F>\u003Cbr\u002F>In addition, the bill\u003C\u002Fp>\u003Cul>\u003Cli>exempts certain housing-related activities from the environmental review process, including certain construction, improvement, or rehabilitation of residential buildings;\u003C\u002Fli>\u003Cli>excludes veterans' disability benefits from being considered as income for purposes of determining eligibility for the Veterans Affairs Supportive Housing (VASH) program;\u003C\u002Fli>\u003Cli>establishes a pilot program to provide grants to public housing agencies (PHAs) and other owners of federally assisted housing to  test the efficacy of temperature sensors to support compliance with temperature requirements;\u003C\u002Fli>\u003Cli>eliminates the requirement that manufactured homes must be constructed with a permanent chassis; and\u003C\u002Fli>\u003Cli>authorizes HUD to conduct performance reviews of organizations that provide housing counseling services.\u003C\u002Fli>\u003C\u002Ful>\u003Cp>The bill also expands oversight of HUD and PHAs, such as by requiring PHAs to post information about contracts on their websites.\u003C\u002Fp>\u003Cp>For more information about this bill, see \u003Ca href=\"https:\u002F\u002Fwww.congress.gov\u002Fcrs-product\u002FR48849#_Toc221206484\">CRS Report \u003C\u002Fa>\u003Ca href=\"https:\u002F\u002Fwww.congress.gov\u002Fcrs-product\u002FR48849#_Toc221206484\">R48849\u003C\u002Fa>. \u003C\u002Fp>","2026-02-09T18:39:35Z",[139,145,150,155,159,164,169,174,179,184,188,193,197,201,205,210,214,217,222,227,231,236,240,244,248,251,254,257,261,265,269],{"bioguideId":140,"fullName":141,"party":142,"state":143,"district":144,"sponsorshipDate":134,"isOriginalCosponsor":17,"withdrawn":17,"sponsorshipWithdrawnDate":3},"P000620","Rep. 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Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed.","ResolvingDifferences","H40142",{"code":310,"name":311},{"actionDate":340,"actionDateTime":3,"text":352,"type":353,"actionCode":354,"sourceSystem":355,"committees":3,"recordedVotes":356,"calendarNumber":3,"sequenceIndex":310,"isKeyMilestone":130},"Resolving differences -- House actions: On motion that the House suspend the rules and agree to the Senate amendment to the House amendment to the Senate amendment Agreed to by the Yeas and Nays: (2\u002F3 required): 358 - 32 (Roll no. 224).","NotUsed","19500",{"code":319,"name":320},[357],{"rollNumber":358,"url":359,"chamber":15,"date":360,"sessionNumber":310},224,"https:\u002F\u002Fclerk.house.gov\u002Fevs\u002F2026\u002Froll224.xml","2026-06-23T23:26:36Z",{"actionDate":340,"actionDateTime":362,"text":363,"type":348,"actionCode":364,"sourceSystem":365,"committees":3,"recordedVotes":3,"calendarNumber":3,"sequenceIndex":366,"isKeyMilestone":130},"2026-06-23T17:18:40","Mr. Hill (AR) moved that the House suspend the rules and agree to the Senate amendment to the House amendment to the Senate amendment. 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Key provisions include expanding FHA mortgage access and limits, reducing environmental review burdens for housing projects, modernizing manufactured housing regulations, and easing regulatory compliance for community banks. Conversely, it imposes restrictions on large institutional investors purchasing single-family homes and makes it harder for large banks to acquire failing institutions. The prohibition on a Federal Reserve-issued Central Bank Digital Currency (CBDC) also impacts the cryptocurrency and traditional finance sectors by removing a potential competitor.",[566,567,568,569,570,571,572,573,574,575,576,577,578,579,580],"SEC. 105. FHA Small-Dollar Mortgages.","SEC. 107. Housing supply frameworks.","SEC. 206. Unlocking Housing Supply Through Streamlined and Modernized Reviews Act.","SEC. 211. Housing Affordability Act.","SEC. 301. Housing Supply Expansion Act.","SEC. 303. Property Improvement and Manufactured Housing Loan Modernization Act.","SEC. 403. Appraisal Industry Improvement Act.","SEC. 901. Community Bank Deposit Access.","SEC. 902. Keeping Deposits Local.","SEC. 906. Least Cost Exception.","SEC. 907. Failing Bank Acquisition Fairness.","SEC. 909. American Access to Banking.","SEC. 910. Promoting New Bank Formation.","SEC. 1001. Homes are for people, not corporations.","SEC. 1101. Central bank digital currency.","bill_text","gemini-2.5-flash","auto","2026-06-07T13:18:55.165Z",{"sectors":586,"tickers":591,"mechanism":562,"confidence":596,"rationale":597,"keyProvisions":598,"textSource":581,"model":603,"reviewStatus":583,"adminReview":3,"analysedAt":604},[587,588,590],{"name":521,"direction":551},{"name":589,"direction":519},"Consumer",{"name":518,"direction":519},[592,593,594,595],{"symbol":559,"direction":551},{"symbol":561,"direction":551},{"symbol":546,"direction":519},{"symbol":544,"direction":519},0.95,"The bill introduces a strict prohibition on large institutional investors (owning 350+ homes) purchasing single-family homes, which severely impacts the acquisition pipelines and growth models of single-family rental REITs like Invitation Homes (INVH) and AMH. Conversely, Title III significantly modernizes and expands FHA loan limits and regulatory parity for manufactured housing, directly benefiting manufactured homebuilders like Skyline Champion (SKY) and Cavco (CVCO). Additionally, Title IX provides regulatory and brokered deposit relief for community banks.",[599,600,601,602],"SEC. 301 — Housing Supply Expansion Act","SEC. 303 — Property Improvement and Manufactured Housing Loan Modernization Act","SEC. 901 — Community bank deposit access","SEC. 1001 — Homes are for people, not corporations","gemini-3.5-flash","2026-06-07T10:47:42.514Z","j-french-hill"]