[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"current-user-roles":3,"user-subscription":3,"bill:119-sjres-18":4},null,{"bill":5,"indexable":173,"summaries":174,"cosponsors":183,"cosponsorSlugs":249,"actions":266,"amendments":383,"amendmentSponsorSlugs":384,"linkages":385,"sponsorSlug":386},{"statusDate":6,"sponsor":7,"updateDate":14,"cboCostEstimates":15,"originChamber":16,"congress":17,"isByRequest":18,"shortTitle":3,"title":19,"createdAt":20,"committeeReports":21,"cosponsorCount":22,"onBehalfOfSponsor":3,"adminOverride":3,"amendmentCount":23,"actionCount":24,"popularTitle":3,"laws":25,"billType":28,"introducedDate":29,"congressGovUrl":30,"constitutionalAuthority":3,"policyArea":31,"deletedAt":3,"latestAction":32,"billNumber":34,"cosponsorCountIncludingWithdrawn":22,"status":35,"keyMilestoneCount":36,"subjects":37,"policyAreaLower":44,"committees":45,"committeeCodes":58,"officialTitle":3,"updatedAt":59,"searchTokens":60},"2025-05-09",{"firstName":8,"lastName":9,"fullName":10,"state":11,"party":12,"bioguideId":13},"Tim","Scott","Sen. Scott, Tim [R-SC]","SC","R","S001184","2026-02-25T09:06:18Z",[],"Senate",119,false,"A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to \"Overdraft Lending: Very Large Financial Institutions\".","2026-05-10T15:54:25.974Z",[],16,0,30,{"number":26,"type":27},"119-10","Public Law","sjres","2025-02-13","https:\u002F\u002Fwww.congress.gov\u002Fbill\u002F119th-congress\u002Fsenate-joint-resolution\u002F18","Finance and Financial Sector",{"date":6,"text":33},"Became Public Law No: 119-10.",18,"enacted",15,[38,39,40,41,42,43],"Administrative law and regulatory procedures","Bank accounts, deposits, capital","Banking and financial institutions regulation","Congressional oversight","Consumer Financial Protection Bureau","User charges and fees","finance and financial sector",[46],{"name":47,"systemCode":48,"chamber":16,"activities":49,"subcommittees":56,"type":57},"Banking, Housing, and Urban Affairs Committee","ssbk00",[50,53],{"name":51,"date":52},"Referred To","2025-02-13T16:08:55Z",{"name":54,"date":55},"Discharged From","2025-03-26T20:23:35Z",[],"Standing",[48],"2026-07-19T00:15:23.295Z",[61,62,63,64,65,66,67,68,69,70,71,72,73,74,75,76,77,78,79,80,81,82,83,84,85,86,87,88,89,90,91,92,93,94,95,96,97,98,99,100,101,102,103,104,105,106,107,108,109,110,111,112,113,114,115,116,117,118,119,120,121,122,123,124,125,126,127,128,129,130,131,132,133,134,135,136,137,138,139,140,141,142,143,144,145,146,147,148,149,150,151,152,153,154,155,156,157,158,159,160,161,162,163,164,165,166,167,168,169,170,171,172],"joint","jo","joi","join","resolution","re","res","reso","resol","resolu","resolut","resoluti","resolutio","disapproving","di","dis","disa","disap","disapp","disappr","disappro","disapprov","disapprovi","disapprovin","the","rule","ru","rul","submitted","su","sub","subm","submi","submit","submitt","submitte","by","bureau","bu","bur","bure","burea","of","consumer","co","con","cons","consu","consum","consume","financial","fi","fin","fina","finan","financ","financi","financia","protection","pr","pro","prot","prote","protec","protect","protecti","protectio","relating","rel","rela","relat","relati","relatin","to","overdraft","ov","ove","over","overd","overdr","overdra","overdraf","lending","le","len","lend","lendi","lendin","very","ve","ver","large","la","lar","larg","institutions","in","ins","inst","insti","instit","institu","institut","instituti","institutio","institution","sen","scott","sc","sco","scot","tim",true,[175,179],{"versionCode":176,"actionDate":6,"actionDesc":27,"text":177,"updateDate":178},"49","\u003Cp>This joint resolution nullifies the final rule issued by the Consumer Financial Protection Bureau titled \u003Cem>Overdraft Lending: Very Large Financial Institutions\u003C\u002Fem> and published on December 30, 2024. The rule revises provisions regarding charges for insufficient funds in a customer’s bank account (i.e., overdrafts) at very large financial institutions. Under the rule, these institutions must (1) cap overdraft charges at $5; (2) with justification, cap charges at a higher amount; or (3) handle overdrafts as credit and comply with applicable Truth in Lending Act disclosure requirements.\u003C\u002Fp>","2025-08-26T19:05:52Z",{"versionCode":180,"actionDate":29,"actionDesc":181,"text":177,"updateDate":182},"00","Introduced in Senate","2025-03-28T15:10:11Z",[184,189,194,199,203,207,211,215,219,223,227,230,234,238,242,245],{"bioguideId":185,"fullName":186,"party":12,"state":187,"sponsorshipDate":188,"isOriginalCosponsor":18,"withdrawn":18,"sponsorshipWithdrawnDate":3},"T000250","Sen. Thune, John [R-SD]","SD","2025-03-12",{"bioguideId":190,"fullName":191,"party":12,"state":192,"sponsorshipDate":193,"isOriginalCosponsor":18,"withdrawn":18,"sponsorshipWithdrawnDate":3},"D000618","Sen. Daines, Steve [R-MT]","MT","2025-03-04",{"bioguideId":195,"fullName":196,"party":12,"state":197,"sponsorshipDate":198,"isOriginalCosponsor":18,"withdrawn":18,"sponsorshipWithdrawnDate":3},"L000577","Sen. Lee, Mike [R-UT]","UT","2025-02-19",{"bioguideId":200,"fullName":201,"party":12,"state":202,"sponsorshipDate":29,"isOriginalCosponsor":173,"withdrawn":18,"sponsorshipWithdrawnDate":3},"M001242","Sen. Moreno, Bernie [R-OH]","OH",{"bioguideId":204,"fullName":205,"party":12,"state":206,"sponsorshipDate":29,"isOriginalCosponsor":173,"withdrawn":18,"sponsorshipWithdrawnDate":3},"H000601","Sen. Hagerty, Bill [R-TN]","TN",{"bioguideId":208,"fullName":209,"party":12,"state":210,"sponsorshipDate":29,"isOriginalCosponsor":173,"withdrawn":18,"sponsorshipWithdrawnDate":3},"M000934","Sen. Moran, Jerry [R-KS]","KS",{"bioguideId":212,"fullName":213,"party":12,"state":214,"sponsorshipDate":29,"isOriginalCosponsor":173,"withdrawn":18,"sponsorshipWithdrawnDate":3},"B001319","Sen. Britt, Katie Boyd [R-AL]","AL",{"bioguideId":216,"fullName":217,"party":12,"state":218,"sponsorshipDate":29,"isOriginalCosponsor":173,"withdrawn":18,"sponsorshipWithdrawnDate":3},"W000437","Sen. Wicker, Roger F. [R-MS]","MS",{"bioguideId":220,"fullName":221,"party":12,"state":222,"sponsorshipDate":29,"isOriginalCosponsor":173,"withdrawn":18,"sponsorshipWithdrawnDate":3},"T000476","Sen. Tillis, Thomas [R-NC]","NC",{"bioguideId":224,"fullName":225,"party":12,"state":226,"sponsorshipDate":29,"isOriginalCosponsor":173,"withdrawn":18,"sponsorshipWithdrawnDate":3},"R000584","Sen. Risch, James E. [R-ID]","ID",{"bioguideId":228,"fullName":229,"party":12,"state":226,"sponsorshipDate":29,"isOriginalCosponsor":173,"withdrawn":18,"sponsorshipWithdrawnDate":3},"C000880","Sen. Crapo, Mike [R-ID]",{"bioguideId":231,"fullName":232,"party":12,"state":233,"sponsorshipDate":29,"isOriginalCosponsor":173,"withdrawn":18,"sponsorshipWithdrawnDate":3},"L000571","Sen. Lummis, Cynthia M. [R-WY]","WY",{"bioguideId":235,"fullName":236,"party":12,"state":237,"sponsorshipDate":29,"isOriginalCosponsor":173,"withdrawn":18,"sponsorshipWithdrawnDate":3},"R000618","Sen. Ricketts, Pete [R-NE]","NE",{"bioguideId":239,"fullName":240,"party":12,"state":241,"sponsorshipDate":29,"isOriginalCosponsor":173,"withdrawn":18,"sponsorshipWithdrawnDate":3},"B001236","Sen. Boozman, John [R-AR]","AR",{"bioguideId":243,"fullName":244,"party":12,"state":187,"sponsorshipDate":29,"isOriginalCosponsor":173,"withdrawn":18,"sponsorshipWithdrawnDate":3},"R000605","Sen. Rounds, Mike [R-SD]",{"bioguideId":246,"fullName":247,"party":12,"state":248,"sponsorshipDate":29,"isOriginalCosponsor":173,"withdrawn":18,"sponsorshipWithdrawnDate":3},"C001096","Sen. Cramer, Kevin [R-ND]","ND",{"T000250":250,"D000618":251,"L000577":252,"M001242":253,"H000601":254,"M000934":255,"B001319":256,"W000437":257,"T000476":258,"R000584":259,"C000880":260,"L000571":261,"R000618":262,"B001236":263,"R000605":264,"C001096":265},"john-thune","steve-daines","mike-lee","bernie-moreno","bill-hagerty","jerry-moran","katie-boyd-britt","roger-f-wicker","thomas-tillis","james-e-risch","mike-crapo","cynthia-m-lummis","pete-ricketts","john-boozman","mike-rounds","kevin-cramer",[267,274,278,283,286,292,298,311,317,323,328,335,340,344,350,356,362,367,374,379],{"actionDate":6,"actionDateTime":3,"text":33,"type":268,"actionCode":269,"sourceSystem":270,"committees":3,"recordedVotes":3,"calendarNumber":3,"sequenceIndex":273,"isKeyMilestone":173},"BecameLaw","36000",{"code":271,"name":272},9,"Library of Congress",1,{"actionDate":6,"actionDateTime":3,"text":275,"type":268,"actionCode":269,"sourceSystem":276,"committees":3,"recordedVotes":3,"calendarNumber":3,"sequenceIndex":277,"isKeyMilestone":173},"Signed by President.",{"code":271,"name":272},3,{"actionDate":6,"actionDateTime":3,"text":275,"type":279,"actionCode":280,"sourceSystem":281,"committees":3,"recordedVotes":3,"calendarNumber":3,"sequenceIndex":282,"isKeyMilestone":173},"President","E30000",{"code":271,"name":272},2,{"actionDate":6,"actionDateTime":3,"text":33,"type":279,"actionCode":284,"sourceSystem":285,"committees":3,"recordedVotes":3,"calendarNumber":3,"sequenceIndex":23,"isKeyMilestone":173},"E40000",{"code":271,"name":272},{"actionDate":287,"actionDateTime":3,"text":288,"type":279,"actionCode":289,"sourceSystem":290,"committees":3,"recordedVotes":3,"calendarNumber":3,"sequenceIndex":291,"isKeyMilestone":173},"2025-05-05","Presented to President.","28000",{"code":271,"name":272},5,{"actionDate":287,"actionDateTime":3,"text":288,"type":293,"actionCode":294,"sourceSystem":295,"committees":3,"recordedVotes":3,"calendarNumber":3,"sequenceIndex":297,"isKeyMilestone":173},"Floor","E20000",{"code":282,"name":296},"House floor actions",4,{"actionDate":299,"actionDateTime":300,"text":301,"type":293,"actionCode":302,"sourceSystem":303,"committees":3,"recordedVotes":304,"calendarNumber":3,"sequenceIndex":310,"isKeyMilestone":173},"2025-04-09","2025-04-09T16:26:08","Passed\u002Fagreed to in House: On passage Passed by the Yeas and Nays: 217 - 211 (Roll no. 96). (text: CR H1519: 1)","8000",{"code":271,"name":272},[305],{"rollNumber":306,"url":307,"chamber":308,"date":309,"sessionNumber":273},96,"https:\u002F\u002Fclerk.house.gov\u002Fevs\u002F2025\u002Froll096.xml","House","2025-04-09T20:26:08Z",8,{"actionDate":299,"actionDateTime":312,"text":313,"type":293,"actionCode":314,"sourceSystem":315,"committees":3,"recordedVotes":3,"calendarNumber":3,"sequenceIndex":316,"isKeyMilestone":18},"2025-04-09T14:11:35","POSTPONED PROCEEDINGS - At the conclusion of debate on S.J. Res. 18, the Chair put the question on passage of the joint resolution and by voice vote, announced that the ayes had prevailed. Mr. Hill (AR) demanded the yeas and nays and the Chair postponed further proceedings until a time to be announced.","H8D000",{"code":282,"name":296},10,{"actionDate":299,"actionDateTime":318,"text":319,"type":293,"actionCode":320,"sourceSystem":321,"committees":3,"recordedVotes":3,"calendarNumber":3,"sequenceIndex":322,"isKeyMilestone":18},"2025-04-09T13:07:59","Considered under the provisions of rule H. Res. 294. (consideration: CR H1519-1525)","H30000",{"code":282,"name":296},14,{"actionDate":299,"actionDateTime":324,"text":325,"type":293,"actionCode":314,"sourceSystem":326,"committees":3,"recordedVotes":3,"calendarNumber":3,"sequenceIndex":327,"isKeyMilestone":18},"2025-04-09T13:08:38","DEBATE - The House proceeded with one hour of debate on S.J. Res. 18.",{"code":282,"name":296},12,{"actionDate":299,"actionDateTime":300,"text":329,"type":293,"actionCode":330,"sourceSystem":331,"committees":3,"recordedVotes":332,"calendarNumber":3,"sequenceIndex":334,"isKeyMilestone":18},"On passage Passed by the Yeas and Nays: 217 - 211 (Roll no. 96). (text: CR H1519)","H37100",{"code":282,"name":296},[333],{"rollNumber":306,"url":307,"chamber":308,"date":309,"sessionNumber":273},7,{"actionDate":299,"actionDateTime":336,"text":337,"type":293,"actionCode":314,"sourceSystem":338,"committees":3,"recordedVotes":3,"calendarNumber":3,"sequenceIndex":339,"isKeyMilestone":18},"2025-04-09T13:08:04","Rule provides for consideration of S.J. Res. 18, S.J. Res. 28, H.R. 1526 and H.R. 22. The resolution provides for consideration of H.R. 22, H.R. 1526, S.J. Res. 18, and S.J. Res. 28 under a closed rule. The resolution provides for one hour of debate on each measure and one motion to recommit on H.R. 22 and H.R. 1526, and one motion to commit on S.J. Res. 18 and S.J. Res. 28.",{"code":282,"name":296},13,{"actionDate":299,"actionDateTime":341,"text":342,"type":293,"actionCode":320,"sourceSystem":343,"committees":3,"recordedVotes":3,"calendarNumber":3,"sequenceIndex":271,"isKeyMilestone":18},"2025-04-09T16:20:18","Considered as unfinished business. (consideration: CR H1533)",{"code":282,"name":296},{"actionDate":299,"actionDateTime":345,"text":346,"type":293,"actionCode":347,"sourceSystem":348,"committees":3,"recordedVotes":3,"calendarNumber":3,"sequenceIndex":349,"isKeyMilestone":173},"2025-04-09T16:26:11","Motion to reconsider laid on the table Agreed to without objection.","H38310",{"code":282,"name":296},6,{"actionDate":299,"actionDateTime":351,"text":352,"type":293,"actionCode":353,"sourceSystem":354,"committees":3,"recordedVotes":3,"calendarNumber":3,"sequenceIndex":355,"isKeyMilestone":173},"2025-04-09T14:10:55","The previous question was ordered pursuant to the rule.","H35000",{"code":282,"name":296},11,{"actionDate":357,"actionDateTime":358,"text":359,"type":293,"actionCode":360,"sourceSystem":361,"committees":3,"recordedVotes":3,"calendarNumber":3,"sequenceIndex":36,"isKeyMilestone":173},"2025-04-07","2025-04-07T19:20:40","Rules Committee Resolution H. Res. 294 Reported to House. Rule provides for consideration of S.J. Res. 18, S.J. Res. 28, H.R. 1526 and H.R. 22. The resolution provides for consideration of H.R. 22, H.R. 1526, S.J. Res. 18, and S.J. Res. 28 under a closed rule. The resolution provides for one hour of debate on each measure and one motion to recommit on H.R. 22 and H.R. 1526, and one motion to commit on S.J. Res. 18 and S.J. Res. 28.","H1L210",{"code":282,"name":296},{"actionDate":363,"actionDateTime":364,"text":365,"type":293,"actionCode":360,"sourceSystem":366,"committees":3,"recordedVotes":3,"calendarNumber":3,"sequenceIndex":22,"isKeyMilestone":173},"2025-04-01","2025-04-01T10:03:16","Rules Committee Resolution H. Res. 282 Reported to House. Rule provides for consideration of H.R. 22, H.R. 1526, S.J. Res. 18 and S.J. Res. 28. The resolution provides for consideration of H.R. 22, H.R. 1526, S.J. Res. 18, and S.J. Res. 28 under a closed rule. The resolution provides for one hour of debate on each measure and one motion to recommit on H.R. 22 and H.R. 1526, and one motion to commit on S.J. Res. 18 and S.J. Res. 28. The resolution also provides that H. Res. 23 and H. Res. 164 are laid on the table.",{"code":282,"name":296},{"actionDate":368,"actionDateTime":369,"text":370,"type":293,"actionCode":371,"sourceSystem":372,"committees":3,"recordedVotes":3,"calendarNumber":3,"sequenceIndex":373,"isKeyMilestone":18},"2025-03-31","2025-03-31T14:24:18","Held at the desk.","H15000",{"code":282,"name":296},17,{"actionDate":368,"actionDateTime":375,"text":376,"type":293,"actionCode":377,"sourceSystem":378,"committees":3,"recordedVotes":3,"calendarNumber":3,"sequenceIndex":34,"isKeyMilestone":18},"2025-03-31T14:15:20","Received in the House.","H14000",{"code":282,"name":296},{"actionDate":368,"actionDateTime":3,"text":380,"type":293,"actionCode":3,"sourceSystem":381,"committees":3,"recordedVotes":3,"calendarNumber":3,"sequenceIndex":382,"isKeyMilestone":18},"Message on Senate action sent to the House.",{"name":16},19,[],{},[],"tim-scott"]