[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"current-user-roles":3,"user-subscription":3,"bill:119-hr-53":4},null,{"bill":5,"indexable":190,"summaries":191,"cosponsors":197,"cosponsorSlugs":232,"actions":240,"amendments":257,"amendmentSponsorSlugs":258,"linkages":259,"sponsorSlug":260},{"statusDate":6,"sponsor":7,"cboCostEstimates":15,"originChamber":16,"congress":17,"isByRequest":18,"title":19,"createdAt":20,"committeeReports":21,"cosponsorCount":22,"onBehalfOfSponsor":3,"adminOverride":3,"amendmentCount":23,"actionCount":24,"popularTitle":3,"laws":3,"billType":25,"introducedDate":6,"congressGovUrl":26,"constitutionalAuthority":27,"policyArea":28,"deletedAt":3,"latestAction":29,"billNumber":31,"cosponsorCountIncludingWithdrawn":22,"status":32,"keyMilestoneCount":33,"subjects":34,"policyAreaLower":40,"updateDate":41,"shortTitle":19,"officialTitle":42,"committees":43,"committeeCodes":53,"updatedAt":54,"searchTokens":55},"2025-01-03",{"firstName":8,"lastName":9,"district":10,"fullName":11,"state":12,"party":13,"bioguideId":14},"Andy","Biggs","5","Rep. Biggs, Andy [R-AZ-5]","AZ","R","B001302",[],"House",119,false,"Responsible Borrower Protection Act of 2025","2026-05-10T15:57:00.669Z",[],7,0,3,"hr","https:\u002F\u002Fwww.congress.gov\u002Fbill\u002F119th-congress\u002Fhouse-bill\u002F53","\u003Cpre>\n[Congressional Record Volume 171, Number 1 (Friday, January 3, 2025)]\n[House]\nFrom the Congressional Record Online through the Government Publishing Office [\u003Ca href=\"https:\u002F\u002Fwww.gpo.gov\">www.gpo.gov\u003C\u002Fa>]\nBy Mr. BIGGS of Arizona:\nH.R. 53.\nCongress has the power to enact this legislation pursuant\nto the following:\nArticle 1, Section 8\nThe single subject of this legislation is:\nThe single subject of this bill is to cancel proposed\nchanges to credit fees charged by the Federal National\nMortgage Association and Federal Home Loan Mortgage\nCorporation.\n[Page H37]\n\u003C\u002Fpre>","Finance and Financial Sector",{"date":6,"text":30},"Referred to the House Committee on Financial Services.",53,"in_committee",2,[35,36,37,38,39],"Credit and credit markets","Government National Mortgage Association (Ginnie Mae)","Housing finance and home ownership","Inflation and prices","User charges and fees","finance and financial sector","2026-07-18T00:04:16Z","To cancel certain proposed changes to credit fees charged by the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation, and for other purposes.",[44],{"name":45,"systemCode":46,"chamber":16,"activities":47,"subcommittees":51,"type":52},"Financial Services Committee","hsba00",[48],{"name":49,"date":50},"Referred To","2025-01-03T16:10:40Z",[],"Standing",[46],"2026-07-18T12:03:01.485Z",[56,57,58,59,60,61,62,63,64,65,66,67,68,69,70,71,72,73,74,75,76,77,78,79,80,81,82,83,84,85,86,87,88,89,90,91,92,93,94,95,96,97,98,99,100,101,102,103,104,105,106,107,108,109,110,111,112,113,114,115,116,117,118,119,120,121,122,123,124,125,126,127,128,129,130,131,132,133,134,135,136,137,138,139,140,141,142,143,144,145,146,147,148,149,150,151,152,153,154,155,156,157,158,159,160,161,162,163,164,165,166,167,168,169,170,171,172,173,174,175,176,177,178,179,180,181,182,183,184,185,186,187,188,189],"responsible","re","res","resp","respo","respon","respons","responsi","responsib","responsibl","borrower","bo","bor","borr","borro","borrow","borrowe","protection","pr","pro","prot","prote","protec","protect","protecti","protectio","act","of","2025","20","202","to","cancel","ca","can","canc","cance","certain","ce","cer","cert","certa","certai","proposed","prop","propo","propos","propose","changes","ch","cha","chan","chang","change","credit","cr","cre","cred","credi","fees","fe","fee","charged","char","charg","charge","by","the","federal","fed","fede","feder","federa","national","na","nat","nati","natio","nation","nationa","mortgage","mo","mor","mort","mortg","mortga","mortgag","association","as","ass","asso","assoc","associ","associa","associat","associati","associatio","and","home","ho","hom","loan","lo","loa","corporation","co","cor","corp","corpo","corpor","corpora","corporat","corporati","corporatio","for","other","ot","oth","othe","purposes","pu","pur","purp","purpo","purpos","purpose","rep","biggs","bi","big","bigg","andy","an","az",true,[192],{"versionCode":193,"actionDate":6,"actionDesc":194,"text":195,"updateDate":196},"00","Introduced in House","\u003Cp>\u003Cstrong>Responsible Borrower Protection Act of 2025\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp>This bill prohibits the Federal Housing Finance Agency, the Federal National Mortgage Association (Fannie Mae), and the Federal Home Loan Mortgage Corporation (Freddie Mac) from implementing changes to the single-family home loan pricing framework for upfront fees on certain home loans, announced in January 2023. The changes revise the fee charts that provide percentage adjustments based on a borrower's credit score and other risk factors. Overall, these changes increase the percentage adjustments, with variations based on the particular risk profile of the loan.\u003C\u002Fp>","2025-02-25T20:42:35Z",[198,204,209,213,218,223,228],{"bioguideId":199,"fullName":200,"party":13,"state":201,"district":202,"sponsorshipDate":203,"isOriginalCosponsor":18,"withdrawn":18,"sponsorshipWithdrawnDate":3},"D000032","Rep. Donalds, Byron [R-FL-19]","FL","19","2025-01-14",{"bioguideId":205,"fullName":206,"party":13,"state":207,"district":208,"sponsorshipDate":6,"isOriginalCosponsor":190,"withdrawn":18,"sponsorshipWithdrawnDate":3},"B001316","Rep. Burlison, Eric [R-MO-7]","MO","7",{"bioguideId":210,"fullName":211,"party":13,"state":212,"district":10,"sponsorshipDate":6,"isOriginalCosponsor":190,"withdrawn":18,"sponsorshipWithdrawnDate":3},"O000175","Rep. Ogles, Andrew [R-TN-5]","TN",{"bioguideId":214,"fullName":215,"party":13,"state":216,"district":217,"sponsorshipDate":6,"isOriginalCosponsor":190,"withdrawn":18,"sponsorshipWithdrawnDate":3},"C001115","Rep. Cloud, Michael [R-TX-27]","TX","27",{"bioguideId":219,"fullName":220,"party":13,"state":221,"district":222,"sponsorshipDate":6,"isOriginalCosponsor":190,"withdrawn":18,"sponsorshipWithdrawnDate":3},"C001118","Rep. Cline, Ben [R-VA-6]","VA","6",{"bioguideId":224,"fullName":225,"party":13,"state":226,"district":227,"sponsorshipDate":6,"isOriginalCosponsor":190,"withdrawn":18,"sponsorshipWithdrawnDate":3},"B001295","Rep. Bost, Mike [R-IL-12]","IL","12",{"bioguideId":229,"fullName":230,"party":13,"state":216,"district":231,"sponsorshipDate":6,"isOriginalCosponsor":190,"withdrawn":18,"sponsorshipWithdrawnDate":3},"W000814","Rep. Weber, Randy K. Sr. [R-TX-14]","14",{"D000032":233,"B001316":234,"O000175":235,"C001115":236,"C001118":237,"B001295":238,"W000814":239},"byron-donalds","eric-burlison","andrew-ogles","michael-cloud","ben-cline","mike-bost","randy-k-sr-weber",[241,248,254],{"actionDate":6,"actionDateTime":3,"text":30,"type":242,"actionCode":243,"sourceSystem":244,"committees":246,"recordedVotes":3,"calendarNumber":3,"sequenceIndex":23,"isKeyMilestone":18},"IntroReferral","H11100",{"code":33,"name":245},"House floor actions",[247],{"name":45,"systemCode":46},{"actionDate":6,"actionDateTime":3,"text":194,"type":242,"actionCode":249,"sourceSystem":250,"committees":3,"recordedVotes":3,"calendarNumber":3,"sequenceIndex":253,"isKeyMilestone":190},"Intro-H",{"code":251,"name":252},9,"Library of Congress",1,{"actionDate":6,"actionDateTime":3,"text":194,"type":242,"actionCode":255,"sourceSystem":256,"committees":3,"recordedVotes":3,"calendarNumber":3,"sequenceIndex":33,"isKeyMilestone":190},"1000",{"code":251,"name":252},[],{},[],"andy-biggs"]