[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"current-user-roles":3,"user-subscription":3,"bill:119-hr-1944":4},null,{"bill":5,"indexable":108,"summaries":109,"cosponsors":115,"cosponsorSlugs":122,"actions":124,"amendments":142,"amendmentSponsorSlugs":143,"linkages":144,"sponsorSlug":145},{"statusDate":6,"sponsor":7,"updateDate":15,"cboCostEstimates":16,"originChamber":17,"congress":18,"isByRequest":19,"title":20,"createdAt":21,"committeeReports":22,"cosponsorCount":23,"onBehalfOfSponsor":3,"adminOverride":3,"amendmentCount":24,"actionCount":25,"popularTitle":3,"laws":3,"billType":26,"subjects":27,"introducedDate":6,"committees":28,"congressGovUrl":29,"constitutionalAuthority":30,"policyArea":31,"deletedAt":3,"latestAction":32,"billNumber":34,"cosponsorCountIncludingWithdrawn":23,"status":35,"shortTitle":20,"officialTitle":36,"keyMilestoneCount":37,"updatedAt":38,"policyAreaLower":39,"searchTokens":40,"committeeCodes":107},"2025-03-06",{"firstName":8,"lastName":9,"district":10,"fullName":11,"state":12,"party":13,"bioguideId":14},"Alexandria","Ocasio-Cortez","14","Rep. Ocasio-Cortez, Alexandria [D-NY-14]","NY","D","O000172","2026-04-17T20:14:34Z",[],"House",119,false,"10 Percent Credit Card Interest Rate Cap Act","2026-05-11T17:11:01.795Z",[],1,0,3,"hr",[],[],"https:\u002F\u002Fwww.congress.gov\u002Fbill\u002F119th-congress\u002Fhouse-bill\u002F1944","\u003Cpre>\n[Congressional Record Volume 171, Number 43 (Thursday, March 6, 2025)]\n[House]\nFrom the Congressional Record Online through the Government Publishing Office [\u003Ca href=\"https:\u002F\u002Fwww.gpo.gov\">www.gpo.gov\u003C\u002Fa>]\nBy Ms. OCASIO-CORTEZ:\nH.R. 1944.\nCongress has the power to enact this legislation pursuant\nto the following:\nClause 1 of Section 8 of Article I of the United States\nConstitution\n[Page H1040]\n\u003C\u002Fpre>","Finance and Financial Sector",{"date":6,"text":33},"Referred to the House Committee on Financial Services.",1944,"in_committee","To amend the Truth in Lending Act to cap credit card interest rates at 10 percent.",2,"2026-05-23T06:45:57.836Z","finance and financial sector",[41,42,43,44,45,46,47,48,49,50,51,52,53,54,55,56,57,58,59,60,61,62,63,64,65,66,67,68,69,70,71,72,73,74,75,76,77,78,79,80,81,82,83,84,85,86,87,88,89,90,91,92,93,94,95,96,97,98,99,100,101,102,103,104,105,106,10],"10","percent","pe","per","perc","perce","percen","credit","cr","cre","cred","credi","card","ca","car","interest","in","int","inte","inter","intere","interes","rate","ra","rat","cap","act","to","amend","am","ame","amen","the","truth","tr","tru","trut","lending","le","len","lend","lendi","lendin","rates","at","rep","ocasio","oc","oca","ocas","ocasi","cortez","co","cor","cort","corte","alexandria","al","ale","alex","alexa","alexan","alexand","alexandr","alexandri","ny",[],true,[110],{"versionCode":111,"actionDate":6,"actionDesc":112,"text":113,"updateDate":114},"00","Introduced in House","\u003Cp>\u003Cstrong>10 Percent Credit Card Interest Rate Cap Act \u003C\u002Fstrong>\u003C\u002Fp>\u003Cp>This bill temporarily caps credit card interest rates at 10%.\u003C\u002Fp>\u003Cp>Creditors that knowingly violate this bill forfeit the entire interest of the debt. The bill also provides a private right of action for debtors to recover interest, finance charges, or fees. The action must be brought within two years of the violation. In addition, violations of this bill are subject to civil liability under the Truth in Lending Act, which is enforced by the Consumer Financial Protection Bureau and the Federal Trade Commission. \u003C\u002Fp>\u003Cp>These changes sunset on January 1, 2031. \u003C\u002Fp>","2026-04-17T20:14:19Z",[116],{"bioguideId":117,"fullName":118,"party":119,"state":120,"district":121,"sponsorshipDate":6,"isOriginalCosponsor":108,"withdrawn":19,"sponsorshipWithdrawnDate":3},"L000596","Rep. Luna, Anna Paulina [R-FL-13]","R","FL","13",{"L000596":123},"anna-paulina-luna",[125,134,139],{"actionDate":6,"actionDateTime":3,"text":33,"type":126,"actionCode":127,"sourceSystem":128,"committees":130,"recordedVotes":3,"calendarNumber":3,"sequenceIndex":24,"isKeyMilestone":19},"IntroReferral","H11100",{"code":37,"name":129},"House floor actions",[131],{"name":132,"systemCode":133},"Financial Services Committee","hsba00",{"actionDate":6,"actionDateTime":3,"text":112,"type":126,"actionCode":135,"sourceSystem":136,"committees":3,"recordedVotes":3,"calendarNumber":3,"sequenceIndex":23,"isKeyMilestone":108},"Intro-H",{"code":137,"name":138},9,"Library of Congress",{"actionDate":6,"actionDateTime":3,"text":112,"type":126,"actionCode":140,"sourceSystem":141,"committees":3,"recordedVotes":3,"calendarNumber":3,"sequenceIndex":37,"isKeyMilestone":108},"1000",{"code":137,"name":138},[],{},[],"alexandria-ocasio-cortez"]